In an emergency please dial 911.
Call the police department at
507-357-4888. If it is not an emergency
please feel free to leave a message.
Stay on the line until you hear the
voice mail recording. If it is not an
emergency but you really need to see an
officer in a timely manner please dial
507-357-4440. The dispatcher will
contact the on duty officer by radio.
If your keys were taken
Change or re-key whichever locks need to
be changed for your protection.
If your checks or credit cards were taken
Notify your bank or credit card company
if you have not already done so, and
have them change the account number.
Then call the three credit reporting
bureaus to report the loss, and ask them
to put a FRAUD ALERT on your account so
NO NEW CREDIT will be issued without
contacting you. This is especially
important if any form of identification
was also stolen at the same time.
Credit Reporting Bureaus:
Experian: phone 1-888-397-3742 or online
at
www.experian.com
Trans Union: phone 1-800-680-7289 or
online at
www.tuc.com
Equifax: phone 1-800-525-6285 or online
at
www.equifax.com
If your stolen checks or credit cards have been used
The subsequent use of any of the stolen checks
or credit cards must be reported to the
police by the merchant or bank where it
was presented for payment. Contact the
banks and/or businesses that accepted
your checks or cards to notify them of
the fraudulent use.
Encourage the banks and businesses to pursue
charges against any suspects identified.
Your bank or credit card company should
have you sign an affidavit of check
forgery or credit card fraud, and they
should reverse all of the checks/charges
relating to the fraudulent transactions.
If your social security card was taken
Call the Social Security Administration FRAUD
HOTLINE to notify them of the loss and
get information on how to get a
duplicate card. S.S.A. Fraud Hotline:
phone 1-800-269-0271 or online at
www.ssa.gov
Also, notify the
credit
reporting bureaus listed
above. Request a copy of a credit report
a month or two after the theft to make
sure no fraudulent accounts are being
opened.
If your driver license was taken
Apply for a new Driver's License as soon as
possible and ask them if anyone has
applied for a license since yours was
stolen.
If someone has stolen your identity to get new credit
Call the police department at 507-357-4888 and
make an Identity Theft report. In
Minnesota, Identity Theft becomes a
crime only when the victim (person or
business) suffers a monetary loss. FTC
ID Theft Hotline: phone 1-877-438-4338
or online at
www.consumer.gov/idtheft. To
report fraud to the FTC other than ID
Theft, call: 1-877-382-4357.
Also, call the Federal Trade Commission
Identity Theft Hotline to notify them
and get advice on how to proceed.
Notify all three credit reporting
bureaus to put a Fraud Alert on your
data and immediately request a credit
report. You must then advise the credit
bureau and the institution making the
entry of any specific fraudulent
accounts appearing on that report. That
institution should send you an affidavit
of account/transaction fraud to sign and
return to them.
Resources for advice and information
Federal Government Information Center (for
agency phone numbers) 1-800-688-9889
Good News!
You are NOT responsible for monetary
losses. The banks and credit card
companies must refund your money losses
(if any), although they may hold
your money while they are conducting an
investigation in the case. Some can
charge you up to $50 per account, but
most do not.
Return to Top |
